Our Farmowners Policy takes care of much more than your house and barns. It also covers your business operations, both on and off the farm, and can be tailored to your exact needs. We can also offer Farm Auto to cover everything from Toyotas to big rigs.
Your farm or ranch can be a massive operation or just a horse or two in the back yard. You still need the coverage that a Homeowners or Commercial policy cannot provide.
Farmowners Insurance Policy Coverage
A Farmowners policy is comprehensive farmer insurance which includes both standard insurance coverage and optional insurance coverage for the farm house, farm buildings. farm personal property, and liability insurance.
At your option:
Unlike Homeowners policies which assign a percentage of the dwelling coverage to other structures, a Farmowners insurance policy covers only those outbuildings which are specifically described and valued. Among the structures typically covered under this section of the policy are:
Farm Personal Property
Farm Personal Property may include: tractors, feed computers, hay, seed, fertilizer, pumps, tools and miscellaneous equipment.
Farmers Comprehensive Personal Liability / Both Owned & Leased Premises
A number of additional liability endorsements are available to protect you against special situations or conditions which may apply to your farm operation including horse liability.